Pace for iPhone

No ads. No account to create. No bank login.

Track spending in seconds, plan each month and follow your goals. Your finances stay on your iPhone.

See what it does
Pace's Home screen in October: Available Cash of $3,046.10, this month's income and expenses, and $620.76 safe to spend today.
Add transaction: an amount field in US dollars, Expense, Income and Transfer, quick categories such as Food and Transport, and Save expense.

Record

Record in seconds

Amount, category, wallet, note and date on one screen. Your most-used categories come first.

  • Foreign-currency spending keeps its exact amount and the rate on the day.
  • Say “Add expense in Pace” to Siri, or start one from Spotlight, Shortcuts, Control Center, the Lock Screen or the Action button.
Transactions grouped by day, with a search field for note, category or wallet.

Spending

Every transaction, in one place

Search by note, category or wallet. Home sorts every expense by category, so you know where your money goes.

  • Recurring transactions and reminders for regular bills.
  • Attach a receipt photo to any transaction.
Monthly plan for October 2026: $200.00 left to budget, from $2,450.00 expected income and $2,250.00 assigned.

Plan

Plan all your finances

Set up each month with fixed and variable expenses, savings and goal contributions.

  • See what is left to budget and what is safe to spend today.
  • A forecast shows how the month will end, with the reasons behind it.
Portfolio with a total value of $6,803.26, allocated across crypto, stocks and ETFs, and precious metals.

Net worth

Track your investments

Switch between Available Cash and Total Net Worth. Follow wallets, credit cards, savings, debt, stocks, ETFs, crypto, gold and other assets.

  • Prices for stocks, ETFs, crypto and metals update automatically, with a delay. Prices come from CoinGecko, Marketstack and MetalpriceAPI.
  • Charts use the prices Pace saves, never invented history.
Goals: a monthly funding pace, and goals for a new Mac, an emergency fund and a Japan trip, each marked behind or at risk with the saving needed to catch up.

Goals

Reach your goals

Give every goal its own jar and move money in deliberately.

  • Know whether you're ahead, on track or behind.
  • See what it takes to catch up.

Privacy

Your finances stay on your iPhone

Records are stored on your device, not on our servers.

  • No account

    Pace works without an account or sign-in.

  • No ads

    No ads, and no tracking across other apps or websites.

  • No bank login

    You add what you choose. Pace doesn't ask for your bank details.

  • Face ID

    Lock Pace with Face ID, hide every amount with one tap, and keep the app switcher blank.

  • Analytics you choose

    Usage analytics are off until you agree, and never include amounts, names or notes.

  • Yours to keep

    Make a complete backup whenever you like. Import and export CSV files.

Read the privacy policy

Free and Premium

Free

Expenses, income and transfers, three active wallets, categories, recurring transactions and reminders, monthly plans and forecasts, goals, investments and net worth, reports, receipt attachments, complete backup and restore, CSV import and export, app lock and hidden amounts.

Premium

Unlimited active wallets, monthly, yearly or as a one-time lifetime purchase. The yearly plan starts with a two-week free trial for eligible new subscribers. If Premium ends, you keep every wallet, record and export.

Pace

Budget, spending & net worth.